The administrative side of settling someone’s affairs is something most families are completely unprepared for. Dozens of organizations need to be contacted, accounts need to be closed, and agencies need to be officially informed, all while a family is trying to grieve. Without a clear process in place, things get missed, deadlines pass, and what should take weeks can drag on for months.
Final Closures was built to handle exactly that. As a professional death notification service, Final Closures manages the outreach on your behalf so your family can focus on healing instead of paperwork. This breakdown covers every package currently available in 2026, what each one includes, and how to figure out which tier fits your situation.
Why Pricing Tiers Make Sense for This Kind of Service
Not every family has the same set of accounts to close or organizations to notify. A younger person with a simpler financial footprint requires fewer notifications than someone with investment accounts, a mortgage, a pension, and an extensive online presence. Final Closures built its pricing structure around this reality, offering tiered packages that scale with the complexity of a loved one’s affairs.
Each package builds on the one before it. You only pay for the level of coverage you actually need, and every tier is significantly more affordable than working through an estate attorney for the same outcomes.
Here is a clear breakdown of all five packages.
Basic Tier — $399.99
The Basic Tier is the entry point into the Final Closures death notification service and covers the most immediate and foundational notifications a family needs to make after a loss.
This package includes notification to the three major credit bureaus, which are Experian, Equifax, and TransUnion. Alerting these bureaus promptly is one of the most important steps in protecting a deceased person’s identity and preventing fraudulent credit activity in their name.
The Basic Tier also covers one notification to a major email provider, including Gmail, Outlook, or Yahoo, as well as one notification to a State Department of Motor Vehicles to address the deceased’s driver’s license and vehicle registration.
This tier is a good starting point for families handling an estate with a relatively simple financial and digital footprint.
Standard Tier — $699.99
The Standard Tier includes everything in the Basic package and adds three additional categories of notification that most families will need to address.
Phone carriers are included at this level, covering major providers such as Verizon, T-Mobile, AT&T, and Boost Mobile. Closing a mobile account promptly prevents ongoing billing and protects the account from unauthorized use.
The Standard Tier also covers one notification to a credit card carrier, which can be any of the major networks including Visa, Mastercard, Discover, or American Express. Additionally, this package includes notification to the IRS on behalf of the family, which is a federal requirement that many families overlook or delay due to the complexity involved.
For families dealing with a loved one who had active phone and credit card accounts, the Standard Tier covers the critical bases beyond credit bureaus.
Essential Tier — $1,199.99 (Most Popular)
The Essential Tier is the most popular package Final Closures offers, and it is easy to see why. It covers everything in the Standard package and extends into healthcare, education, and social media, which are areas that affect most people regardless of their financial complexity.
At this level, Final Closures sends up to two notifications to social media platforms including Facebook, Instagram, X/Twitter, and LinkedIn. Managing a loved one’s social media presence after death is something families often find emotionally difficult to handle on their own, and having a professional service manage it provides real relief.
Healthcare and pharmacy notifications are also included, as are outreach efforts to schools, colleges, universities, and alumni associations. For families of students, educators, or anyone with institutional affiliations, this coverage addresses a set of notifications that are often forgotten in the early stages of estate management.
Enhanced Tier — $1,699.99 (Best Value)
The Enhanced Tier carries a best value designation, and it earns that label by significantly expanding coverage in areas that have the most financial and logistical impact.
Everything from the Essential package is included. Beyond that, this tier allows for multiple notifications to social media platforms rather than the two included in the Essential tier. It also covers multiple State Department of Motor Vehicles notifications, which is relevant when a deceased person held licenses or registrations in more than one state.
Perhaps most importantly, the Enhanced Tier includes notification to mortgage companies and landlords. For families navigating property matters, this is a critical step that directly affects housing arrangements, outstanding payments, and lease or mortgage obligations.
Families dealing with a loved one who had a broader financial and property footprint will find that the Enhanced Tier addresses the full scope of what needs to be handled.
All-Inclusive Tier — $2,399.99
The All-Inclusive Tier is the most comprehensive package Final Closures offers and is designed for estates with significant financial complexity. It includes everything in the Enhanced Tier and adds three categories that matter most for estates involving accumulated wealth and retirement assets.
Final Closures will notify state unclaimed property offices on behalf of the family. This step is specifically designed to help families claim any unclaimed funds that may be sitting in state accounts under the deceased’s name, which is more common than most people realize.
Pension providers and retirement account managers are also notified at this level. For families of anyone who held a pension or a retirement account such as an IRA or 401(k), this notification is essential for initiating the proper transfer or closure process.
Finally, the All-Inclusive Tier covers notification to investment firms and brokerage accounts. For estates with stocks, bonds, mutual funds, or other investment holdings, this is a step that needs to happen accurately and promptly to protect the estate’s value.
How to Choose the Right Package
The right package depends on how many types of accounts and institutions your loved one had at the time of passing. Start by making a rough list of the categories involved, credit, banking, healthcare, property, retirement, and social media, and match that list against the tier descriptions above.
If you are unsure where to start or which package fits your situation, Final Closures makes it easy to reach out and get guidance. Every family’s circumstances are different, and the goal of the service is to make sure no important notification gets missed during an already difficult time.
Final Closures is an A+ rated death notification service with the Better Business Bureau and uses a DigiCert verified, secure process to protect every piece of information you share. From the most basic tier to the most comprehensive, each package is built around one simple promise that your family should not have to carry this burden alone.
