The administrative side of settling someone’s affairs is something most families are completely unprepared for. Dozens of organizations need to be contacted, accounts need to be closed, and agencies need to be officially informed, all while a family is trying to grieve. Without a clear process in place, things get missed, deadlines pass, and what should take weeks can drag on for months.
Final Closures was built to handle exactly that. As a professional death notification service, Final Closures manages the outreach on your behalf so your family can focus on healing instead of paperwork. This breakdown covers every package currently available in 2026, what each one includes, and how to figure out which tier fits your situation.
Why Pricing Tiers Make Sense for This Kind of Service
Not every family has the same set of accounts to close or organizations to notify. A younger person with a simpler financial footprint requires fewer notifications than someone with investment accounts, a mortgage, a pension, and an extensive online presence. Final Closures built its pricing structure around this reality, offering packages that scale with the complexity of a loved one’s affairs. Each tier is significantly more affordable than working through an estate attorney for the same outcomes. Here is a clear breakdown of all six packages.
Each package builds on the one before it. You only pay for the level of coverage you actually need, and every tier is significantly more affordable than working through an estate attorney for the same outcomes.
Here is a clear breakdown of all five packages.
Essential Foundation — $275
The Basic Tier is the entry point into the Final Closures death notification service and covers the most immediate and foundational notifications a family needs to make after a loss.
Essential Foundation is the entry point into the Final Closures service and covers twelve entities in total. It includes five financial institution notifications, four government and federal agency notifications, and three insurance provider notifications. This tier suits families handling an estate with a relatively simple financial footprint and no significant digital or property complexity.
The Basic Tier also covers one notification to a major email provider, including Gmail, Outlook, or Yahoo, as well as one notification to a State Department of Motor Vehicles to address the deceased’s driver’s license and vehicle registration.
This tier is a good starting point for families handling an estate with a relatively simple financial and digital footprint.
Digital Life Package — $269
The Standard Tier includes everything in the Basic package and adds three additional categories of notification that most families will need to address.
The Digital Life Package covers eighteen entities across subscriptions, memberships and digital accounts. It is designed for families whose main concern is the online side of a loved one’s life: streaming services, email accounts, social media profiles and recurring digital subscriptions. At $269 it is the most affordable package and can be purchased on its own without any other tier.
The Standard Tier also covers one notification to a credit card carrier, which can be any of the major networks including Visa, Mastercard, Discover, or American Express. Additionally, this package includes notification to the IRS on behalf of the family, which is a federal requirement that many families overlook or delay due to the complexity involved.
For families dealing with a loved one who had active phone and credit card accounts, the Standard Tier covers the critical bases beyond credit bureaus.
Veterans & Military — $549
The Essential Tier is the most popular package Final Closures offers, and it is easy to see why. It covers everything in the Standard package and extends into healthcare, education, and social media, which are areas that affect most people regardless of their financial complexity.
The Veterans & Military package covers thirteen entities and is built for the families of those who served. It includes two employer and professional organization notifications, four financial institution notifications, five government and federal agency notifications, and two insurance provider notifications, reflecting the additional federal and benefits-related contacts that apply to veterans and their surviving families.
Healthcare and pharmacy notifications are also included, as are outreach efforts to schools, colleges, universities, and alumni associations. For families of students, educators, or anyone with institutional affiliations, this coverage addresses a set of notifications that are often forgotten in the early stages of estate management.
Financial Peace of Mind — $695
The Enhanced Tier carries a best value designation, and it earns that label by significantly expanding coverage in areas that have the most financial and logistical impact.
Financial Peace of Mind covers twenty entities and focuses on the financial side of an estate. It includes one employer or professional organization notification, nine financial institution notifications, six government and federal agency notifications, and four insurance provider notifications. This is the right tier for families whose main concern is banking, benefits and insurance rather than property or digital accounts.
Perhaps most importantly, the Enhanced Tier includes notification to mortgage companies and landlords. For families navigating property matters, this is a critical step that directly affects housing arrangements, outstanding payments, and lease or mortgage obligations.
Families dealing with a loved one who had a broader financial and property footprint will find that the Enhanced Tier addresses the full scope of what needs to be handled.
Complete Household — $849 (Most Popular)
The All-Inclusive Tier is the most comprehensive package Final Closures offers and is designed for estates with significant financial complexity. It includes everything in the Enhanced Tier and adds three categories that matter most for estates involving accumulated wealth and retirement assets.
Complete Household is the most popular package and covers twenty-nine entities.. It includes one employer or professional organization notification, ten financial institution notifications, six government and federal agency notifications, five insurance provider notifications, and seven utilities and home services notifications. The addition of utilities is what makes this the right fit for most households, since it covers the recurring bills that continue arriving after a death.
Pension providers and retirement account managers are also notified at this level. For families of anyone who held a pension or a retirement account such as an IRA or 401(k), this notification is essential for initiating the proper transfer or closure process.
Finally, the All-Inclusive Tier covers notification to investment firms and brokerage accounts. For estates with stocks, bonds, mutual funds, or other investment holdings, this is a step that needs to happen accurately and promptly to protect the estate’s value.
Full Service Comprehensive — $2,599 (Best Value)
Full Service Comprehensive covers 106 entities across all nine categories and is designed for estates with significant complexity. It includes six employer and professional organization notifications, nineteen financial institution notifications, eleven government and federal agency notifications, ten insurance provider notifications, eight legal, estate and property notifications, ten medical and healthcare provider notifications, twenty-nine subscription, membership and digital account notifications, nine utilities and home services notifications, and four asset recovery and unclaimed property searches. For estates involving property, investments, pensions or a substantial digital footprint, this is the only tier that covers every category.
How to Choose the Right Package
The right package depends on how many types of accounts and institutions your loved one had at the time of passing. Start by making a rough list of the categories involved: financial institutions, government agencies, insurance providers, utilities and home services, medical and healthcare providers, subscriptions and digital accounts, legal and property matters, and employer or professional organizations. Match that list against the package descriptions above.
If you are unsure where to start or which package fits your situation, Final Closures makes it easy to reach out and get guidance. Every family’s circumstances are different, and the goal of the service is to make sure no important notification gets missed during an already difficult time.
Final Closures is an A+ rated death notification service with the Better Business Bureau and uses a DigiCert verified, secure process to protect every piece of information you share. From the most affordable tier to the most comprehensive, each package is built around one simple promise: that your family should not have to carry this burden alone. You can view the full comparison table to see every category side by side, or contact our team if you would like help choosing.
